Privacy Policy - CD Interest Calculator
Last updated: June 20, 2025
Effective Date: June 20, 2025
At CD Interest Calculator (cdinterestcalculator.pro), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, protect, and handle your information when you use our free CD interest calculator, bank certificate calculator, and related financial planning tools.
Calculator Data (Not Collected)
Your Financial Data Stays Private: All calculations performed by our CD interest calculator are processed entirely within your browser using client-side JavaScript.
We do NOT collect, store, transmit, or have access to any of the financial information you enter, including:
- Principal deposit amounts
- Interest rates or APY values
- CD term lengths
- Calculation results or maturity values
- Comparison data or saved scenarios
Website Usage Information
We may collect basic, non-personal information about your visit to cdinterestcalculator.pro to improve our certificate calculator and user experience:
Technical Information
- • Browser type and version
- • Operating system
- • Device type (mobile, desktop)
- • Screen resolution
- • IP address (anonymized)
Usage Analytics
- • Pages visited and time spent
- • Referring website or search terms
- • Click patterns and navigation
- • Calculator feature usage
- • Error reports and performance data
Contact Information
If you contact us through our contact form or email ([email protected]), we collect:
- Your name and email address
- Subject and message content
- Date and time of communication
- Any additional information you voluntarily provide
The limited, non-personal information we collect is used exclusively for legitimate business purposes:
Website Improvement
- • Enhance calculator functionality and accuracy
- • Optimize user interface and experience
- • Identify and fix technical issues
- • Improve page loading speeds
- • Develop new CD calculation features
Customer Support
- • Respond to your inquiries and questions
- • Provide technical support
- • Send requested information about CDs
- • Improve our educational content
- • Address feedback and suggestions
Important: We never use your financial calculation data for any purpose, as this information never leaves your device and is not accessible to us.
We implement industry-standard security measures to protect any information we collect:
Technical Safeguards
- • SSL/TLS encryption for all data transmission
- • Secure hosting infrastructure with firewalls
- • Regular security updates and patches
- • Automated backup systems
- • DDoS protection and monitoring
Privacy by Design
- • Client-side calculations only
- • Minimal data collection practices
- • No financial data storage
- • Anonymous analytics where possible
- • Regular privacy audits
Your Financial Data is Completely Secure: Since all CD interest calculations are performed locally in your browser, your sensitive financial information never travels over the internet or reaches our servers at cdinterestcalculator.pro.
Essential Cookies
We use essential cookies that are necessary for cdinterestcalculator.pro to function properly:
- Session cookies for calculator functionality
- Security cookies for protection against attacks
- Preference cookies for user interface settings
Analytics Cookies
We may use analytics services to understand how our CD calculator is used:
- Google Analytics (with IP anonymization enabled)
- Performance monitoring tools
- Error tracking services
You can opt-out of analytics tracking by enabling "Do Not Track" in your browser or using ad blockers.
Our website may use carefully selected third-party services to enhance functionality and user experience:
Service Providers
- • Web Hosting: Secure hosting infrastructure providers
- • CDN Services: Content delivery networks for faster loading
- • Analytics: Website usage and performance analytics
- • Security: DDoS protection and security monitoring
All third-party services are carefully vetted to ensure they meet our privacy standards and comply with applicable data protection regulations including GDPR and CCPA.
You have the following rights regarding your privacy and any information we may collect:
Access & Control Rights
- • Right to know what information we collect
- • Right to access any personal information
- • Right to correct inaccurate information
- • Right to request deletion of your data
- • Right to data portability
Opt-Out Rights
- • Right to opt-out of non-essential tracking
- • Right to disable cookies in your browser
- • Right to unsubscribe from communications
- • Right to object to data processing
- • Right to withdraw consent
Easy Privacy Protection: Since we collect minimal information and your financial data stays on your device, most privacy concerns are automatically addressed by our privacy-first design.
To exercise any of these rights, please contact us at [email protected] with your request and we will respond within 30 days.
CD Interest Calculator (cdinterestcalculator.pro) is operated from the United States and complies with US privacy laws. For international users:
GDPR Compliance (EU Users)
- • Lawful basis for processing: Legitimate interest
- • Data minimization principles applied
- • Right to be forgotten honored
- • Data protection by design and default
CCPA Compliance (California Users)
- • Right to know about personal information collected
- • Right to delete personal information
- • Right to opt-out of sale (we don't sell data)
- • Non-discrimination for exercising rights
CD Interest Calculator is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. Our certificate calculator and financial planning tools are designed for adults making investment decisions.
If you are a parent or guardian and believe your child has provided us with personal information, please contact us at [email protected] so we can delete such information immediately.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes:
- We will post the updated policy on cdinterestcalculator.pro
- We will update the "Last updated" date at the top
- For material changes, we may provide additional notice
- Your continued use constitutes acceptance of changes
We encourage you to review this Privacy Policy periodically to stay informed about how we protect your privacy.
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please don't hesitate to contact us:
Email Contact
Email: [email protected]
Subject: Privacy Policy Inquiry
Response Time
We typically respond to privacy inquiries within 2-3 business days and will address all requests within 30 days as required by law.
For general questions about our CD Interest Calculator, please visit our FAQ page or contact us.